Free, data-driven calculators for weddings, divorce, raising children, funeral planning, and pet insurance. Based on government data, industry reports, and real market pricing — updated quarterly.
Personalized estimates based on your state, circumstances, and preferences. Results in under 2 minutes.
The average US wedding costs $33,000 — but ranges from $18K in Mississippi to $46K in New York. Get a full itemized estimate by guest count, venue, catering level, and location.
The USDA estimates $310K from birth to 18. See how your state, income, and family size change the number — broken down by year and category.
From $500 for DIY uncontested to $50,000+ for a contested trial. Get a 4-step itemized estimate including attorney fees, court costs, and mediation.
Compare burial vs. cremation costs side by side. The average funeral costs $8,300 — see a full itemized breakdown for your state before decisions must be made.
Compare monthly premiums from Embrace, Trupanion, Lemonade, and Spot — by breed, age, and coverage level. Find out what's worth it before you buy.
At $56/month, pet insurance costs $672/year. A single emergency vet visit averages $800–$1,500. Most policies break even within 2–3 years.
Read the full analysis →Our estimates are built on primary government sources and industry data — not crowdsourced surveys or vendor estimates. Here's exactly how:
US Bureau of Labor Statistics Consumer Expenditure Survey, USDA child cost reports, state court fee schedules, and state vital statistics agencies.
NFDA annual funeral cost surveys, NAPHIA pet insurance industry data, The Knot/WeddingWire wedding surveys, attorney billing rate studies by state bar associations.
All data is reviewed and updated every quarter. Pages display the last-updated date. We adjust for inflation, regulatory changes, and market shifts.
Costs are modeled at the state level, not just national averages. We apply regional cost-of-living multipliers and local regulatory factors where applicable.
The average US wedding costs $33,000 in 2025, according to data from The Knot and WeddingWire's annual surveys. However, costs vary significantly by location — from approximately $18,000 in lower-cost states like Mississippi and Arkansas to $46,000+ in New York and California.
The three biggest cost drivers are: (1) guest count — every additional guest adds $150–$400 in catering and logistics costs; (2) venue type — luxury venues can add $10,000–$20,000 over standard options; and (3) geography — the same vendor services cost 40–80% more in major metro areas.
Divorce costs range from $500 for a simple DIY uncontested divorce to $50,000+ for a contested trial. The national average for contested divorces is $15,700; for uncontested divorces, it's $4,100.
The biggest variable is whether both parties agree on major issues (property, custody, support). Attorney fees — averaging $295/hour nationally — account for 60–80% of total divorce costs. California divorces average $17,500; Mississippi averages $6,500, reflecting the large variation by state.
The USDA's most recent estimate puts the cost of raising a child from birth to age 17 at $310,000 (2023 dollars, middle-income family). This breaks down to approximately $17,000 per year on average, though costs are front-loaded toward childcare years (ages 0–5) and higher again during the teen years.
The largest expense categories are housing (29%), food (18%), and childcare/education (16%). College is not included in this estimate. Costs are significantly higher in urban areas — raising a child in San Francisco costs 40–60% more than the national average.
According to the National Funeral Directors Association (NFDA), the average traditional burial costs $8,300 in 2025. Cremation with a memorial service averages $3,200, while direct cremation (no service) costs $700–$1,800.
The cremation rate in the US exceeded 60% for the first time in 2024, driven largely by the $5,100 average savings compared to burial. Cemetery plot costs ($1,000–$5,000) and casket prices ($1,200–$10,000+) are the two biggest variables in burial costs.
All data on LifeEventCosts.com is sourced from primary government agencies (US Bureau of Labor Statistics, USDA, state court systems) and leading industry organizations (NFDA, NAPHIA, The Knot). Data is reviewed and updated quarterly — each page displays a "Last updated" date.
Our estimates represent statistical averages and ranges. Actual costs will vary based on your specific location, circumstances, and service providers. We recommend using our data as a planning benchmark and consulting licensed professionals for decisions specific to your situation.
No. All calculations are performed entirely in your browser using JavaScript. We never transmit, store, or log any information you enter into our calculators. Your inputs stay on your device.
Before using any average cost, read the Life Event Cost Planning Checklist to adjust estimates for location, timing, provider choices, and contingency.